Regular Payment Plans - Automate transfers with ease
ServicesSet up regular transfers for ongoing commitments.
Our Regular Payment Plans make it simple to send money overseas on a schedule, so you don’t have to manage each transfer manually.
If you need to send money overseas regularly, managing each transfer individually can take time and effort.
A Regular Payment Plan allows you to automate your transfers, helping you stay organised and ensuring your payments are made on time.
Key benefits of a Regular Payment Plan
Set and forget
Once your plan is in place, your transfers are processed automatically according to your schedule.
Stay on top of ongoing commitments
Ideal for regular payments such as mortgages, rent, school fees, or living expenses.
Simple and reliable
We make it easy to manage your payments, with a process designed to be consistent and dependable.
Flexible to your needs
Choose how often you send money and adjust your plan as your circumstances change.
Real life scenario
How a Regular Payment Plan can help
Ongoing international payments can quickly become time-consuming if managed manually.
Here’s how a regular payment plan can simplify things.
Ongoing commitment
A client needs to send money overseas each month to cover living expenses.
Managing transfers manually
Making each payment individually takes time and requires keeping track of exchange rates and deadlines.
Setting up a plan
They set up a regular payment plan with a fixed schedule.
Payments made automatically
Transfers are processed on time each month, removing the need to manage each one manually.
Our team are available Monday to Friday, 8:30am to 6pm
Testimonials
Join thousands of satisfied customers
Having been trusted by over 50,000 customers to safely transfer their money abroad, we’ve gathered thousands of real customer reviews. See what our customers have to say on independent reviews website, Trustpilot.
Rated Excellent for Currency Exchange & Money Transfers

“Having used Smart for a few years now, for my regular and one-off currency needs, I can absolutely recommend them as a truly customer-focused company underpinned by efficient processes and great communication.“
Lee Lundie View all testimonialsRated Excellent for Currency Exchange & Money Transfers

“Very open and clear. Very quick and easy to do. Great team thanks for your help.”
Patrick Ramos View all testimonialsContact us today
Enquire about a Regular Payment Plan
Let us know a little more about your upcoming currency exchange needs, and one of our currency experts will be in touch.
Avoid losing money if currencies move against you.
Access a dedicated account manager
Secure, quick and efficient transfers.
"*" indicates required fields
We handle your data with care and only ever as outlined in our Privacy Policy.
Regular Payment Plans FAQ
What is a Regular Payment Plan (RPP)?
A Regular Payment Plan allows you to set up scheduled transfers overseas, so your payments are made automatically.
How often can I send payments?
You can choose a schedule that suits you, whether that’s weekly, monthly, or at another frequency.
What types of payments can I use this for?
Regular payment plans are commonly used for mortgages, rent, school fees, pensions, or ongoing living expenses.
Can I change or stop my payments?
Yes. Your plan can be adjusted or cancelled if your circumstances change.
Can I fix the exchange rate for my payments?
In some cases, you can combine your regular payments with a Forward Contract to lock in an exchange rate for added certainty.
Do I need to manage each transfer?
No. Once your plan is set up, your payments are processed automatically based on your schedule.
Are there any fees?
We don’t charge transfer fees. Instead, a small margin is applied to the exchange rate, which will be clearly explained before you proceed.
Is this service safe?
Yes. We operate under strict regulatory requirements in Australia and follow robust processes to keep your funds secure at every stage.
Can I speak to someone before setting this up?
Yes. In order to open an account and book a transfer, all customers are required to speak directly with a currency specialist who will explain your options and help you decide if a Regular Payment Plan is right for your situation.