Regular Payment Plans - Automate transfers with ease

Services

Set up regular transfers for ongoing commitments.

Our Regular Payment Plans make it simple to send money overseas on a schedule, so you don’t have to manage each transfer manually.

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If you need to send money overseas regularly, managing each transfer individually can take time and effort.

A Regular Payment Plan allows you to automate your transfers, helping you stay organised and ensuring your payments are made on time.

Key benefits of a Regular Payment Plan

Set and forget

Set and forget

Once your plan is in place, your transfers are processed automatically according to your schedule.

Stay on top of ongoing commitments

Stay on top of ongoing commitments

Ideal for regular payments such as mortgages, rent, school fees, or living expenses.

Simple and reliable

Simple and reliable

We make it easy to manage your payments, with a process designed to be consistent and dependable.

Flexible to your needs

Flexible to your needs

Choose how often you send money and adjust your plan as your circumstances change.

Real life scenario

How a Regular Payment Plan can help

Ongoing international payments can quickly become time-consuming if managed manually.

Here’s how a regular payment plan can simplify things.

Ongoing commitment

Ongoing commitment

A client needs to send money overseas each month to cover living expenses.

Managing transfers manually

Managing transfers manually

Making each payment individually takes time and requires keeping track of exchange rates and deadlines.

Setting up a plan

Setting up a plan

They set up a regular payment plan with a fixed schedule.

Payments made automatically

Payments made automatically

Transfers are processed on time each month, removing the need to manage each one manually.

Our team are available Monday to Friday, 8:30am to 6pm

Testimonials

Join thousands of satisfied customers

Having been trusted by over 50,000 customers to safely transfer their money abroad, we’ve gathered thousands of real customer reviews. See what our customers have to say on independent reviews website, Trustpilot.

Rated Excellent for Currency Exchange & Money Transfers

***** Trustpilot

“Having used Smart for a few years now, for my regular and one-off currency needs, I can absolutely recommend them as a truly customer-focused company underpinned by efficient processes and great communication.

Lee Lundie

Regular customer

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Rated Excellent for Currency Exchange & Money Transfers

***** Trustpilot

“Very open and clear. Very quick and easy to do. Great team thanks for your help.”

Patrick Ramos

Satisfied customer

View all testimonials

Contact us today

Enquire about a Regular Payment Plan

Let us know a little more about your upcoming currency exchange needs, and one of our currency experts will be in touch.

Protect against risk

Avoid losing money if currencies move against you.

Dedicated account manager

Access a dedicated account manager

Secure and efficient transfers

Secure, quick and efficient transfers.

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Regular Payment Plans FAQ

What is a Regular Payment Plan (RPP)?

A Regular Payment Plan allows you to set up scheduled transfers overseas, so your payments are made automatically.

How often can I send payments?

You can choose a schedule that suits you, whether that’s weekly, monthly, or at another frequency.

What types of payments can I use this for?

Regular payment plans are commonly used for mortgages, rent, school fees, pensions, or ongoing living expenses.

Can I change or stop my payments?

Yes. Your plan can be adjusted or cancelled if your circumstances change.

Can I fix the exchange rate for my payments?

In some cases, you can combine your regular payments with a Forward Contract to lock in an exchange rate for added certainty.

Do I need to manage each transfer?

No. Once your plan is set up, your payments are processed automatically based on your schedule.

Are there any fees?

We don’t charge transfer fees. Instead, a small margin is applied to the exchange rate, which will be clearly explained before you proceed.

Is this service safe?

Yes. We operate under strict regulatory requirements in Australia and follow robust processes to keep your funds secure at every stage.

Can I speak to someone before setting this up?

Yes. In order to open an account and book a transfer, all customers are required to speak directly with a currency specialist who will explain your options and help you decide if a Regular Payment Plan is right for your situation.

Get expert help with your currency transfers